US Mortgage Calculator

Calculate your monthly payments accurately

Mortgage Calculator

Plan your home financing with precision

Home Price$400,000

Down Payment20% ($80,000)

Interest Rate6.5%

Loan Term30 years

Property Tax (Annual)$3,600

Home Insurance (Annual)$1,200

HOA Fees (Monthly)$0

$2,422.62

Principal & Interest: $2,022.62

$408,142.36

Over 30 years

Amortization Schedule (First 12 Months)

Month	Principal Paid	Interest Paid	Remaining Balance
1	$289.28	$1,733.33	$319,710.72
2	$290.85	$1,731.77	$319,419.86
3	$292.43	$1,730.19	$319,127.44
4	$294.01	$1,728.61	$318,833.43
5	$295.6	$1,727.01	$318,537.82
6	$297.2	$1,725.41	$318,240.62
7	$298.81	$1,723.8	$317,941.8
8	$300.43	$1,722.18	$317,641.37
9	$302.06	$1,720.56	$317,339.31
10	$303.7	$1,718.92	$317,035.62
11	$305.34	$1,717.28	$316,730.27
12	$307	$1,715.62	$316,423.28